Debbie A. Cutler
Debbie A. Cutler was born and raised in Malta as one of six children in the Owen family. She received her B.A. in Political Science in 1984 from the University of South Florida and her Juris Doctorate from Albany Law …
Do you want to stop those harassing calls from creditors? Are you trying to keep up with your financial obligations, but finding yourself falling further and further behind due to growing interest and fees? Have you lost a job or other source of income? Do you wish there were a “reset” button for your finances? For individuals and families who find that life has thrown them unexpected curveballs, bankruptcy may offer a financial second chance. We offer a free 30 minute consult in which we can explain the bankruptcy process and help you evaluate whether bankruptcy is the right option for you.
If you decide that bankruptcy is for you, we provide comprehensive services to assist you throughout what can be a complex bankruptcy process. We will begin by evaluating whether a Chapter 7 or a Chapter 13 would best accomplish your individual goals and which you qualify for. Next we will examine your assets, liabilities, and financial history to prepare your bankruptcy petition and find the exemptions to which you are entitled under New York law. In short, we will be your ally from start to finish, and try to make what can be one of the most stressful times of your life as painless as possible.
For our business clients, we can assist you in enforcing your rights to collect debts in bankruptcy. Measures can be taken before a default takes place to secure the repayment of your debt. Also, grounds may exist to object to a debtor’s discharge or your debt through an adversary proceeding in bankruptcy court.
We are a debt relief agency. We help people file for bankruptcy relief under the U.S. Bankruptcy Code.